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The ultimate guide to buying your first home

Nov 29, 2025

green tree on beach shore during daytime
green tree on beach shore during daytime

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Buying your first home is an exciting milestone—and doing it in Aruba comes with its own unique opportunities and considerations. Whether you’re looking for a cozy condo by the beach, a charming villa, or a modern apartment in the heart of town, this guide will help you navigate the process with confidence.

1. Understand the Aruba Real Estate Market

Aruba’s real estate market is dynamic and diverse. Popular areas like Palm Beach, Eagle Beach, and Noord offer a mix of vacation-style condos and long-term residential options, while Oranjestad and Savaneta have more urban and family-friendly properties. Before starting your search, take the time to understand the market trends, property values, and types of homes available in your preferred area.

2. Set a Realistic Budget

Knowing how much you can comfortably spend is crucial. Factor in not just the purchase price, but also taxes, legal fees, maintenance costs, and potential renovations. Working with a local real estate expert can help you evaluate the true cost of ownership and avoid surprises.

3. Choose the Right Property Type

Aruba offers a variety of property types:

  • Condos: Perfect for first-time buyers and vacation homes; often include amenities like pools and security.

  • Villas: Great for those seeking privacy and space, ideal for families.

  • Apartments: Affordable and practical options in urban areas.

Consider your lifestyle, long-term plans, and investment goals when choosing.

4. Work With Experienced Professionals

Buying a home in Aruba is easier when you have the right team:

  • Real Estate Agent: Guides you through listings, negotiations, and paperwork.

  • Legal Advisor: Ensures contracts comply with Aruban law.

  • Mortgage Specialist: Helps secure financing if needed.

Working with local experts like Tanya Dao, Jonathan Fernandes, and Tjores ensures you have guidance at every step.

5. Inspect the Property

Always inspect a property before committing. Check for structural issues, plumbing, electrical systems, and overall condition. For condos and shared properties, review homeowners’ association rules, fees, and maintenance responsibilities.

6. Understand Legal and Financial Requirements

  • Ownership Rights: Foreigners can buy property in Aruba but should be aware of ownership rules.

  • Taxes & Fees: Be prepared for transfer taxes, notary fees, and registration costs.

  • Financing: Mortgages are available but often require proof of income and down payments.

7. Make a Smart Offer and Close the Deal

Once you’ve found your ideal home, your agent will help you make a competitive offer. After agreement, your legal advisor prepares the sale contract, and the transaction is finalized at the notary’s office.

8. Enjoy Your New Home!

Owning property in Aruba is more than a financial investment—it’s a lifestyle. From stunning beaches to vibrant communities, your new home will be the gateway to enjoying everything this island paradise has to offer.

Buying your first home in Aruba doesn’t have to be overwhelming. With the right preparation, a realistic budget, and a trusted local team, your dream of owning a home in paradise can quickly become a reality.

written by

Real estate agent

Want to Book a Call?

Looking to Buy or Invest in Aruba? Find Your Ideal Property Now.

Want to Book a Call?

Looking to Buy or Invest in Aruba? Find Your Ideal Property Now.